Ready To Retire ETFdb Portfolio

Published on by on September 2, 2009 | Updated November 20, 2014

Portfolio Strategy

Short to Intermediate Time Horizon Low Risk ToleranceHigh Current IncomeThe Ready To Retire ETFdb Portfolio is designed for clients who are at or near their retirement date, and expect to live for approximately 30 years following their retirement. This ETFdb Portfolio is inspired by a widely-accepted investment strategy that follows an allocation of roughly just over one-third in equity and just under two-thirds in fixed income. In addition, although many investors have shied away from real estate investments in recent years, we believe this asset class can still provide valuable return enhancement and diversification benefits (particularly over the long term), and as such have given it a minor allocation (reducing our equity allocation).

We have tilted the equity allocation heavily towards large cap U.S. stocks through SPY, and have limited exposure to emerging markets to a small portion of total portfolio holdings. On the fixed income side, this ETFdb Portfolio invests exclusively in investment grade bonds, and maintains the majority of its holdings in risk-free securities.

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