As opposed to investing in cryptocurrencies directly, investors can opt for exposure to the entire digital currency ecosystem with the Fidelity Crypto Industry and Digital Payments ETF (FDIG ). By investing in the companies facilitating the ecosystem rather than the underlying tokens, FDIG provides a way to capture the thematic growth of the space through traditional equity markets.
At 39 basis points or $39 per every $10,000 invested, FDIG tracks the Fidelity Crypto Industry and Digital Payments Index. This Index includes global companies that are involved in cryptocurrencies, blockchain technologies, and digital payment processing.
Moving forward, one of the tailwinds for the crypto industry is greater institutional adoption thanks to regulatory developments.
Greater Institutional Adoption
Historically, the primary barrier to widespread institutional adoption has not been a lack of interest, but a lack of a clear, comprehensive regulatory framework. Federal legislation is helping to transition digital assets from a speculative niche into a legitimate, institutional-grade sub-sector of finance.
Two key legislative movements have provided the necessary tailwinds:
- The Genius Act: Enacted in July 2025, the Act established the first major U.S. federal regulatory framework surrounding stablecoins. It requires stablecoin issuers to maintain 1:1 reserves in cash/Treasurys. In turn, this could help boosting investor confidence, protect users, and provide legal clarity that helps the integration of digital assets into the traditional financial system.
- The Clarity Act: Currently moving through the legislative process in 2026, this Act would establish a clear, comprehensive regulatory framework that divides digital assets into three distinct categories. The categories are digital commodities, investment contract assets, and permitted payment stablecoins. The Act could help reduce legal uncertainty for cryptocurrency projects by classifying them as commodities. Ultimately, this could help create more institutional adoption and help legitimize cryptocurrencies as an investable asset in mainstream finance.
These regulatory frameworks could potentially benefit FDIG’s holdings and amplify the fund’s growth potential.
For more information on FDIG, click here.
For more news, information, and analysis, visit the ETF Investing Content Hub.
Fidelity Investments® is an independent company unaffiliated with VettaFi LLC (“VettaFi”). These articles do not form any kind of legal partnership, agency affiliation, or similar relationship between VettaFi and Fidelity Investments, nor is such a relationship created or implied by the articles herein. VettaFi LLC is the author and owner of these articles.
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